When purchasing a property, the initial financial outlay often begins with the down payment, which is a percentage of the property’s purchase price that the buyer must pay upfront. This amount can vary significantly depending on the lender’s requirements and the buyer’s financial situation. Typically, down payments range from 5% to 20% of the home’s […]
The Impossible Economics of New Home Development Australia is trapped in a housing conundrum that threatens to reshape its urban landscape and economic stability. Property experts are sounding the alarm about a critical disconnect between construction costs, property prices, and housing supply that has created a perfect storm of housing market challenges. The Construction Cost […]
Have you ever looked at your home and wondered if it could do more for your financial future? The truth is, your Primary Place of Residence (PPOR) might be the golden ticket to building substantial wealth through property investment. With strategic approaches like equity access and debt recycling, everyday homeowners are transforming their financial trajectories […]
In Australia’s competitive property market, the practice of underquoting continues to frustrate buyers and undermine trust in the real estate industry. This deceptive practice occurs when agents advertise or quote property prices significantly below what they genuinely expect the property to sell for, luring potential buyers who ultimately waste time, money, and emotional energy on […]
For many Australians selling their principal place of residence (PPOR) with a significant profit—such as $500K—the big question is: What’s next? With 10-15 years left in the workforce, the right property strategy can set the foundation for financial freedom in retirement. The best approach? Owning your home while leveraging remaining funds to invest in a […]
For Australian first home buyers, stepping onto the property ladder is a daunting yet exciting milestone. With the First Home Guarantee Scheme (FHBG) offering a pathway to homeownership with just a 5% deposit, many are weighing this government-backed option against the traditional 20% deposit route. But what if you could combine the FHBG with a […]
The Australian property market has long been a cornerstone of wealth-building for investors, homeowners, and first-timers alike. However, one question continues to spark heated debate: In the current market, should you invest in an apartment or stick to houses? As of March 22, 2025, with property prices fluctuating, rental yields shifting, and economic conditions evolving, […]
The Australian housing market experienced a slight downturn in January 2025, continuing the softer trend observed at the end of 2024. National home prices declined by 0.08% in January, although they remain 3.82% higher compared to the previous year1. Capital Cities vs. Regional Areas Capital cities led the decline, with prices falling 0.16% in January. […]
Understanding Your Rights During the Cooling-Off Period In Victoria’s property market, cooling-off periods exist to protect buyers, but recent situations have highlighted confusion about inspection rights during this time. A growing number of buyers are facing resistance when attempting to arrange building inspections after signing contracts. Your Legal Position in Victoria The cooling-off period in […]
The Australian Labor government’s decision to expand its Help to Buy shared equity scheme before its official launch has sparked fierce debate. While pitched as a lifeline for first home buyers, critics argue the policy risks worsening Australia’s affordability crisis by inflating demand without addressing systemic supply shortages. Here’s why this well-intentioned initiative could backfire—and […]